Scott's Sheet

Scammers Target Retirees When Summer Gets Busy

Older couple at a kitchen table checking a phone with summer travel items nearby.
Summer is for cookouts, not gift-card emergencies.
Written by Scott K. James

Summer distractions give scammers openings. A few simple family habits can help retirees stay safer without panic or bubble wrap.

Summer makes normal families loosen their grip a little.

Grandkids are out of school. Somebody booked a cabin. Somebody else is hunting for beach towels. There are ballgames, road trips, holiday weekends, and at least one cooler in the garage that smells like it has seen things.

Families relax.

Scammers do not.

Fox News’ Kurt “CyberGuy” Knutsson reports that scammers often target retirees during the six-week stretch from Memorial Day to the Fourth of July, when travel, family schedule changes, vacation photos, public Wi-Fi, fake rentals, and holiday distractions create easy openings.

That is not a reason to panic.

It is a reason to talk before Grandma gets a call from “Josh” at midnight needing $2,000 in gift cards because he is supposedly in jail, stranded, injured, and somehow too embarrassed to call his parents.

For the record, no legitimate grandchild needs Apple gift cards to get out of a Colorado campground.

Here is the simple truth: retirees are not targeted because they are dumb.

They are targeted because many are trusting, generous, polite, and sitting on savings they worked a lifetime to build. They also may not want to bother their kids. Scammers know that. They study it. They put on their little sunscreen of evil and go fishing.

The scams are not always complicated. Fake vacation rentals. Family emergency calls. Phishing emails. Tech-support pop-ups. Public Wi-Fi traps. Messages that sound urgent, scary, flattering, or secret.

Translated into normal-person English: if somebody is rushing you, scaring you, flattering you, or asking for money in a strange way, slow down and call someone you trust.

That one pause can save a lot of heartache.

Knutsson notes that fake rental scams can lure travelers into paying outside the booking platform, while grandparent scams become more believable once summer schedules get messy and grandkids could be anywhere. Vacation photos can also tell strangers where you are, who you are with, and when your house may be empty.

Again, this is not about wrapping Mom in bubble wrap until Labor Day.

It is about loving people practically.

Before the trip, have the slightly awkward family conversation. Set a family verification phrase. Something simple. Something weird enough that a scammer will not guess it. “Uncle Bob hates cilantro” will do. Honestly, that may be true and still useful.

Turn on bank alerts. Book rentals only through trusted platforms. Be suspicious of anyone asking for wire transfers, Zelle, cryptocurrency, or gift cards. Use cellular data instead of public Wi-Fi for banking or email. Wait until you get home to post the vacation pictures.

Most of all, make it normal to call and ask, “Does this smell funny to you?”

That question should be welcomed, not mocked.

Embarrassment is one of the scammer’s best tools. They want people to feel foolish, stay quiet, and handle it alone. Families can break that spell by saying ahead of time: call us first. No shame. No lecture. No eye-rolling from the tech department nephew who thinks everyone should already know this stuff.

Love includes patience.

And practical protection.

The scammers may be organized, but families can be too.

A few simple habits, a code word, a quick phone call, and a healthy suspicion of midnight gift-card emergencies can make summer what it ought to be.

Grandkids. Road trips. Cookouts. Fireworks.

And scammers left holding the sunscreen.


Source: Fox News

About the author

Scott K. James

A 4th generation Northern Colorado native, Scott K. James is a veteran broadcaster, professional communicator, and principled leader. Widely recognized for his thoughtful, common-sense approach to addressing issues that affect families, businesses, and communities, Scott, his wife, Julie, and son, Jack, call Johnstown, Colorado, home. A former mayor of Johnstown, James is a staunch defender of the Constitution and the rule of law, the free market, and the power of the individual. Scott has delighted in a lifetime of public service and continues that service as a Weld County Commissioner representing District 2.

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